Young couple moving home

The Mortgage Shop is Northern Ireland’s largest professional retail mortgage broker

We source from the whole of the market, with the exception of bridging loans and home reversion plans
  • Your first stop for expert mortgage advice
  • We specialise in helping first time buyers
  • We could lower your current repayments
whole market

Whole Market

Expert advice

Happy Customer


approx. customers

25 Years



As a trusted broker

16 Offices

16 Offices

Province wide

How much can I afford?

Our affordability calculator is designed to help you determine what price of house you could potentially afford.

Show Results

Mortgage Value


Salary Multipler
Mortgage term
25 years
Monthly Payment
Interest rate

Recommended House Price

Results should not to be considered as financial advice or a mortgage quote.

Stamp Duty

Anticipated stamp duty on this value of property.

Find out more about stamp duty

The monthly payment shown above is intended as a guide only. The actual amount you will have to pay each month could be more or less than this figure.

The figures shown for repayment of an interest only mortgage refer to the payment of the interest. The cost of repayment of the amount borrowed is not included.

The Mortgage Details

Given your annual income of , a deposit of and assuming you have a good credit rating you might qualify for a mortgage of .

On a 25 years mortgage term and an approximate rate of 4% based on a loan to value of , your estimated mortgage payments would be per month.

Contact Us

Contact us to get professional advice from the whole market

Email Address

We’re also in the Republic of Ireland

TMS Financial Services helps customers across the country find the best solution whether that’s insurance, mortgage, or savings and investment.

Latest News View All

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Is it time to fix your mortgage rate and your payments?

Monday, 5 June, 2017

~~IS IT TIME TO FIX YOUR MORTGAGE? Banks and building societies currently offer competitive fixed-rate deals, so this could be a good opportunity…
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What's Your Mortgage Rate?

Wednesday, 29 March, 2017

WHAT'S YOUR MORTGAGE RATE? Interest rates are an important factor in mortgages, and can add a substantial amount to the basic capital sum…

Find your nearest branch

Important Information

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250.

As with all insurance policies, conditions and exclusions will apply.


The Mortgage Shop (N.I) Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority Registered Office: The Mortgage Shop (N.I) Ltd, 132 Great Victoria Street, Belfast. BT2 7BG. Registered Company Number: NI26842. Registered in Northern Ireland.