Affordability Calculator

How much can I afford?

Our affordability calculator is designed to help you determine what price of house you could potentially afford.

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Mortgage Value


Salary Multipler
Mortgage term
25 years
Monthly Payment
Interest rate

Recommended House Price

Results should not to be considered as financial advice or a mortgage quote.

Stamp Duty

Anticipated stamp duty on this value of property.

Find out more about stamp duty

The Mortgage Details

Given your annual income of , a deposit of and assuming you have a good credit rating you might qualify for a mortgage of .

On a 25 years mortgage term and an approximate rate of 4% based on a loan to value of , your estimated mortgage payments would be per month.

Important Information

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250.

As with all insurance policies, conditions and exclusions will apply.


The Mortgage Shop (N.I) Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority Registered Office: The Mortgage Shop (N.I) Ltd, 132 Great Victoria Street, Belfast. BT2 7BG. Registered Company Number: NI26842. Registered in Northern Ireland.