The Mortgage Shop

What are your insurance needs?

Life Cover

Life cover can give you peace of mind that should you die during the term of your mortgage the outstanding balance can be paid off. Therefore your family will not have to worry about repayments on your mortgage.

Critical Illness Cover

Critical Illness Cover is designed to help cover those critical illnesses which could have a severe impact on your lifestyle. It will pay out if you are diagnosed with one of the specified critical illnesses or disabilities listed on the policy during the period of cover and are eligible to claim. All illnesses covered by this plan are consistent with the current view of critical illness held by the medical profession and the Association of British Insurer's list of critical illnesses.

We can arrange cover for you for 35 specified critical illnesses that could change your life in such a way that you would need financial help to repay your mortgage.

Mortgage Payment Insurance (MPI)

Mortgage Payment Insurance (MPI) provides essential cover to help protect mortgage repayments for those who are unable to work due to accident, sickness or unemployment (if chosen) resulting in a loss of earnings. Benefit is payable until you are fit enough to return to work, reach retirement age, reach age 69, die or the plan ends - whichever happens first.

Mortgage Payment Protection Insurance (MPPI)

Mortgage Payment Protection Insurance (MPPI) provides a benefit for up to 365 days to help pay your mortgage repayments if you are unable to work due to an accident, sickness or involuntary unemployment.

Buildings Insurance

This will cover items that cannot be removed if you move home. These include the property structure such as roof, walls, windows and permanent fittings.

Contents Insurance

This will cover your household goods, personal posessions and valuables.

For insurance business we arrange policies exclusively from Legal & General.

You talk, we listen