Income Protection Benefit
Income Protection Benefit provides a regular monthly benefit if you can't work due to incapacity caused by an illness or an injury and which results in a loss of earnings. This means you will have some financial stability during the policy term.
This is not a savings or investment product, and has no cash value unless a valid claim is made. If you cancel your policy after the cancellation period, or stop paying your premiums at any time, your cover will end 30 days after the first missed premium, and you won't get any money back.
For insurance business we arrange policies exclusively from Legal & General.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Typically we do not charge a fee, however if we do, depending on your circumstances, it will be a maximum of £300.