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A Co-Ownership mortgage in Northern Ireland

Co-Ownership is a Shared Ownership scheme exclusively for Northern Ireland. If you hope to own your own home but think you can't quite afford a mortgage, Co-Ownership may help you onto the home ownership ladder.

The Co-Ownership website will give you more information on who can use Co-Ownership, what properties may be suitable, how to apply and answers some of your questions. Visit their website at

Advice you can trust

We will act as your mortgage broker, ensuring you receive advice you can trust and rely on. Your dedicated mortgage advisor will liaise with estate agents, lender, solicitor and insurance company, keeping you informed every step of the way.

Terms and conditions apply, though. Contact The Mortgage Shop directly to discuss your next steps on Co-Ownership. We can assist in the bidding process and will aim to get you a suitable mortgage to buy your home.

Request a call from your local professional mortgage advisor click here.

Important Information

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250.


The Mortgage Shop (N.I) Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority Registered Office: The Mortgage Shop (N.I) Ltd, 132 Great Victoria Street, Belfast. BT2 7BG. Registered Company Number: NI26842. Registered in Northern Ireland.