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Is it time to fix your mortgage rate and your payments?

Monday, 5 June, 2017

~~IS IT TIME TO FIX YOUR MORTGAGE?
Banks and building societies currently offer competitive fixed-rate deals, so this could be a good opportunity to make big savings on monthly payments and lock…


What's Your Mortgage Rate?

Wednesday, 29 March, 2017

WHAT'S YOUR MORTGAGE RATE?

Interest rates are an important factor in mortgages, and can add a substantial amount to the basic capital sum repayable over the life of your loan.

If…


Customer review of Bronagh at our Glengormley office

Monday, 7 September, 2015

The Management Team
The Mortgage Shop
21 Carnmoney Road
Glengormley
BT36 6HL

19thth August 2015

To whom it may concern,

You do not know…



Some great mortgage deals out there!

Tuesday, 24 March, 2015

There’s some great mortgage deals out there! Don’t miss out - make an appointment to see one of our advisers and let them find one for you! Email us now on info@themortgageshop.net


First Time Buyer Open Evening

Wednesday, 4 February, 2015

First Time Buyer Open Evening at our office at 21 Carnmoney Road in Glengormley on the 18th February between 5 pm and 7 pm.
Come and visit us for information and advice about buying your first…


"First Time Buyers can make their life easier"

Thursday, 13 November, 2014

'First-time buyers can make their life easier'

With little return on any savings, many thousands of pounds needed for a mortgage deposit, and rental costs taking a big chunk of money…


What do you need to bring to a mortgage interview

Wednesday, 29 October, 2014

ITEMS NEEDED FOR A MORTGAGE INTERVIEW

Photo ID (passport or drivers license to include paper section)
Proof of current address (utility or bank statement dated within 3 months)
Last…


Be prepared for when you should remortgage

Wednesday, 24 September, 2014

Remortgaging is a valuable opportunity for you and your adviser to look at what you’re paying, assess your circumstances and look in to what you can afford going forward. A good adviser will…


Strongest August since 2008 for lending activity

Friday, 19 September, 2014

Mortgage lenders have reported their strongest August since 2008 with an estimated total of £18.6bn handed out to borrowers. But as it released the figures, the Council of Mortgage Lenders (CML)…


Are you and your family adequately protected?

Tuesday, 16 September, 2014

While your adviser will extol the merits of ensuring you’re adequately protected, there is nothing that provides greater impact into the importance of protection yourself and your loved ones…


Over half of homeowners fear mortgage rate rise

Friday, 5 September, 2014

Over half of UK homeowners believe an interest rate rise of just 1% would have a negative effect on their finances as mortgage payments start to rise.

According to research from Equifax, more…


Mortgage lending to first-time buyers in Northern Ireland has grown by nearly one-third, a body representing mortgage lenders has said.

Tuesday, 2 September, 2014

Mortgage lending to first-time buyers in Northern Ireland has grown by nearly one-third, a body representing mortgage lenders has said.

 

The Council of Mortgage Lenders said the…


House prices jump 10% as property market recovery gathers pace

Wednesday, 20 August, 2014

The housing market in Northern Ireland has witnessed a jump in both prices and activity in the last year, according to new government data.

The Land and Property Services’ Residential…








Nearly all buyers take fixed rate mortgages..so which are the best?

Thursday, 3 April, 2014

See link below:

http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10738881/Nearly-all-buyers-take-fixed-mortgages-so-which-are-the-best.html

 


Rates held at 0.5 per cent

Wednesday, 8 January, 2014

The Bank of England’s Monetary Policy Committee has once again voted to keep the Bank of England Base Rate at 0.5%.

The Committee also made no further addition to its £375bn…


Proposed change coming on Stamp Duty?

Tuesday, 3 December, 2013

http://www.telegraph.co.uk/finance/budget/10487227/Autumn-Statement-2013-Osborne-urged-to-cut-stamp-duty-to-end-dead-zone.html

 


Help to Buy scheme available in Northern Ireland

Tuesday, 22 October, 2013

Help to Buy Scheme

Are you a First Time Buyer, tired of paying rent, who can afford mortgage payments but can't afford a deposit of more than 5%? Now could be a great time to get on the…


Leeds Building Sociery Core Range is back in Northern Ireland

Tuesday, 22 October, 2013

From the 21st of October we are one of a few mortgage brokers in NI that have exclusive access to the core range of mortgage products from Leeds Building Society


Northern Ireland Co Ownership

Wednesday, 31 July, 2013

We have helped 209 first time buyers buy through Co Ownership since March of last year with a success rate of over 70%!


Customer review of Damien from our Great Victoria Street office in Belfast

Tuesday, 23 July, 2013

To Damien:

Thanks so much for all your help with our mortgage. We can honestly say that we could not have done it without you. You guided us through this really difficult process with ease,…


Property market picking up in Northern Ireland

Tuesday, 9 July, 2013

http://www.u.tv/News/Property-market-picking-up-in-NI/a106a5aa-f3e0-4962-a4ac-5fbd24983c98

The property market in Northern Ireland is starting to pick up, according to the latest industry report.


Customer review

Tuesday, 28 May, 2013

Hi Mark,

My wife and I were extremely happy with the level of service we received from yourself. I myself work in Customer Services and I know the importance of keeping the customer informed…


Customer review

Monday, 27 May, 2013

I would like to say that Michael Spencer, from the outset has made the process of purchasing our house and obtaining our mortgage a stress free and relevantly easy process. He has made it possible…


Customer review

Tuesday, 28 May, 2013

I recently purchased my first home with the help of Kelli O'Connor Wilson at the Mortgage Shop.

 

Being a first time buyer I knew very little about how to go about applying…


Customer review

Wednesday, 29 May, 2013

Aidan

 

As always both Sharon and myself are delighted and confident that we got the best deal in the marketplace by working with you @ the mortgage shop recently.

 


Customer review

Friday, 31 May, 2013

Hi Aidan

Hopefully about to get the keys next week.

Buying and moving house as you know is a stressful thing but the process of getting a loan was made much easier by your expert knowledge,…


Customer testimonial

Monday, 3 June, 2013

I am very pleased with the advice and service I received from Judy at The Mortgage Shop, Ballymena.  Arranging my mortgage and insurance was a simple process.  I would highly recommend to…


Customer review

Monday, 3 June, 2013

Hi Seamus & Julie
 
I would just like to say many thanks to you both for all your hard work and efficient responses in arranging a mortgage on my behalf.  You both made it…


Customer review from Mark Blaney

Tuesday, 18 June, 2013

Michael Spencer of The Mortgage Shop has been a fantastic line of support for me. He has a tremendous wealth of knowledge in what is the daunting world of mortgages and all things related. He clearly…


Lowest fixed rates since 1989!

Wednesday, 20 February, 2013

Two, three and five-year average fixed-rate mortgages are now at their lowest level since their launch in 1989, Moneyfacts research has revealed.

see link for more details:

http://www.mortgageintroducer.com/mortgages/245712/5/Industry_in_depth/Lowest_fixed_rates_since_1989.htm


Have you heard of the gender directive or gender neutral pricing?

Monday, 17 September, 2012

Have you heard of the gender directive?

This is a piece of legislation that will make it illegal for insurance providers to charge men and women different rates…


Are you at risk of rising mortgage rates?

Tuesday, 27 March, 2012

With mortgage rates beginning to move up, it’s maybe time to think what’s the best move for you.

Some homeowners are set to suffer rising interest rates as some mortgage…


Budget calculator: How will Budget 2012 affect you?

Monday, 26 March, 2012

How much better or worse off will you be following the Budget? If you missed out on the recent budget highlights, fear not, the BBC has a nice summary here: http://www.bbc.co.uk/news/uk-politics-17449501


You could win £100 with us

Friday, 23 March, 2012

Don’t forget to tell your friends to like our Facebook page to be in with a chance of winning £100. Because if they win, they’re bound to shower you with love – and maybe a…


Things looking up in Norn’ Irn

Tuesday, 20 March, 2012

Northern Ireland was the only region in the UK to experience an increase in house purchase loans in Q4 2011, according to data just published by the Council of Mortgage Lenders in Northern Ireland.


Dublin house prices at lowest in 12 years after latest dip

Tuesday, 24 January, 2012

HOUSE prices in Dublin have fallen below the €200,000 barrier for the first time since the early months of 2000.

Values fell by almost 17pc last year - the fastest annual decline in almost…


Mortgage lending rises

Tuesday, 17 January, 2012

Mortgage lending picked up in November, according to a trade association, as the number of homeowners taking up fixed-rate deals hit the highest level in more than two years.

The number…


Improve, don't move

Extending your property can make more financial sense than moving home, according to Nationwide

Research carried out by the UK’s biggest building society reveals that building extra…


Important Information

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250.

As with all insurance policies, conditions and exclusions will apply.

Disclosure

The Mortgage Shop (N.I) Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority Registered Office: The Mortgage Shop (N.I) Ltd, 132 Great Victoria Street, Belfast. BT2 7BG. Registered Company Number: NI26842. Registered in Northern Ireland.