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What do you need to bring to a mortgage interview

Wednesday, 29 October, 2014

ITEMS NEEDED FOR A MORTGAGE INTERVIEW

Photo ID (passport or drivers license to include paper section)
Proof of current address (utility or bank statement dated within 3 months)
Last 3 months’ payslips (employee)
Latest P60 for each applicant (employee)
Last 3 year’s accounts or SA 302s (Self Employed)
Latest 3 month’s paper bank statements for each active bank account for each applicant
Latest business bank statement (Self Employed)
Latest pension statement (if retired)
Proof of savings/deposit (unless equity from existing property. If this is a gift then letter from person providing the gift
Latest credit card statement (s)
Latest credit union statement (if applicable)
Latest mortgage statement (if applicable)
Benefit entitlement letters (child tax credit, WFTC)
Credit report
Current insurance documents ie life assurance/home insurance
Current benefits from employer (if applicable)
Budget planner/Monthly affordability completed

 

 

 

Important Information

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250.

As with all insurance policies, conditions and exclusions will apply.

Disclosure

The Mortgage Shop (N.I) Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority Registered Office: The Mortgage Shop (N.I) Ltd, 132 Great Victoria Street, Belfast. BT2 7BG. Registered Company Number: NI26842. Registered in Northern Ireland.