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The costs involved in house purchase

The costs involved in house purchase

It’s important to remember there are fees and charges you’ll need to budget for when buying a property. These come under a variety of headings and the exact amount you will pay will depend upon your circumstances and the type of property you’re buying.
You’ll need to have your deposit available. Your lender may charge you a fee for booking or setting up your mortgage, and a fee for valuing the property. You may also want to pay for a survey to ensure the property is structurally sound. You will have to pay stamp duty if the purchase price exceeds £125,000. There will be legal fees payable for the conveyancing work. You may have removal costs too.
It’s a good idea to discuss this with your adviser. They will help you draw up a budget to cover all the likely costs you can expect to incur.
Your home may be repossessed if you do not keep up repayments on your mortgage

Important Information

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we do not charge a fee for mortgage advice, however if we do, depending on your circumstances, it will be a maximum of £250.

As with all insurance policies, conditions and exclusions will apply.


The Mortgage Shop (N.I) Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority Registered Office: The Mortgage Shop (N.I) Ltd, 132 Great Victoria Street, Belfast. BT2 7BG. Registered Company Number: NI26842. Registered in Northern Ireland.